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Medical Insurance

Health Insurance text

Cut the waiting time of your surgery

Health Insurance or Private Medical Insurance reimburses you for your medical bills either surgical or non-surgical for a non-emergency conditions. This allows you to avoid the long waiting list that comes with the public healthcare system.

Why take Health Insurance?

Health insurance provides you the following advantages thus easing the financial stress on your family:

  • Pay your medical bills – Health Insurance allows you to pay for non-surgical and surgical expenses such as specialist examination fees, cost of tests such as MRI or CAT scan, and surgery costs.

  • Avoid Long Waiting Lists – While New Zealand’s public health system provides excellent healthcare for emergency medical conditions, for non-emergency medical problems you can end up stuck on the waiting list to see a specialist or have surgery. Health Insurance allows you to skip the waiting list and get yourself treated in a private hospital, reducing the waiting time and getting you back to normal in no time.  

  • Drug Funding – While a large number of medicines are subsidised by the government in New Zealand, many are not. If your medical condition requires a non-subsidised drug the medical bills can quickly add up. With some insurance companies, Health insurance allows you to cover both subsidised and non-subsidised medical drugs giving you the peace of mind that you’ve got yourself covered no matter what your treatment will cost. 


How much Health Insurance is sufficient?

There is no set insurance amount that you can take under health insurance. Health Insurance generally covers you for both surgical and non-surgical costs up to $300,000.This amount of cover varies from company to company within New Zealand.


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Auckland, New Zealand 2022