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GFS Simple Life Insurance

Simple Life Insurance for Young Kiwis - No lengthy application form or health questions

What is Simple Life insurance?

Simple Life insurance is an online guaranteed acceptance insurance product that provides Life, Loan, Rent and Redundancy Cover with a straight forward easy application process.  There are no health questions or lengthy application forms so it is quick and simple to set up cover.

Simple Life offers a variety of benefits, such as:

  • Life Benefit – up to $500,000
  • Loan and Rent Assistance Benefit – up to $4,500 per month for up to six months
  • Redundancy Benefit – up to $4,500 per month for three months

​Please read Policy Documents and Exclusions for full details.

How does it work?

Simple Life insurance offers you a totally “online” experience from the application process to the policy document being automatically generated and issued electronically to your email. 

There is no signature required from you to set up cover as an acknowledgement is made online as part of the application.

Simple Life is not underwritten at time of application. It relies on policy exclusions, including pre-existing condition and hazardous activities exclusions to manage the insurance company's risk of taking on your cover.

You acknowledge these limitations prior to completing the purchase process.


Who can it suit?

If you want a simple to understand solution and an easy process to follow, this may be the policy for you. Some of the situations wherein you may want to buy this insurance could be:

  • If you have a car, student loan or other debt to pay
  • If you have a mortgage or rent to pay
  • If you don’t want to burden your family or partner with worry about your own financial commitments

It is interesting to note that consumer research conducted by Sovereign, New Zealand’s largest insurer, found that people in such situations generally know they want some financial protection and its on their “to do” list. They don’t want to burden their family or partner with worry and they don’t want to worry themselves about the financial commitments they have should a life risk event strike.

Get Cover 

If this sounds like you, click “Get Cover” to apply online and get insurance cover in as little as 5 mins!

Note: You will be redirected to the website


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  • Mortgage Restructuring
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  • Annual Mortgage and Insurance Review
  • Calculators

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Kudos Business Centre,
19-22/203 Kirkbride Rd,
Airport Oaks,
Auckland, New Zealand 2022