Since 1999 we’ve been helping Kiwis realize their dreams by helping them get loans to purchase their first home, investment property, business or commercial property. We are not just mortgage brokers, we think of ourselves as mortgage advisers because we take the time to understand your needs and goals and tailor each loan to fit your unique situation. We negotiate with the bank on your behalf to ensure you receive the best possible deal for your loan, we also help you structure your loan so you can repay the loan as fast as possible without increasing your standard installment.
Over the last 18+ years, we have seen and handled just about every type of scenario imaginable when it comes to lending. From this, we have learned how to best present your case so you actually get the maximum possible finance from the banks. Once your loan is approved and settled, we go one step further to ensure you protect your asset by arranging the right level of personal insurance for you.
Most importantly, you don’t pay for our mortgage or insurance services because the banks and insurance companies pay us a commission once your loan or insurance is settled or drawn down. (T&Cs apply, for more information please ask for our disclosure statement)
Get your loan approved from multiple banks giving you the choice and freedom to select the bank that’s right for you.
Structure your loan so you can pay it faster than the standard time frame given by bank so you can avoid paying in unnecessary interest costs.
We speak your language and take the jargon out of the lending process helping you understand how banks will assess your application.
We know you have a full-time job and business to look after so we work around your hours giving you the convenience and comfort.
Protect your home, business, income and family by receiving advice on the right insurance coverage which isn’t too heavy on your pocket.
The company was founded by Mr. Ajay Kumar in 1999 after 23+ years of senior management experience with banks. He started GFS with the vision that he will help customers not just get a mortgage but also advise them on how to pay it faster by saving unnecessary interest. Similarly, GFS would help customers to get the right insurance which would protect the family home and other assets in unforeseen events – while saving on their insurance premiums as well.
GFS customers have become mortgage free in as little as 7 to 12 years compared to the standard 30 year term that banks provide to mortgage customers. GFS also helps its customers at the time of an insurance claim. As a result, its claim settlement ratio in respect of life insurance is 100%.
Not just savings for the customers but also for the country - In August 2010, GFS presented to the Prime Minister John Key on how to reduce NZ debt. The suggestions were incorporated (to an extent) in the New Zealand Budget to increase national savings.
We have arranged over $4 billion of mortgages and over $2.5 billion in personal risk insurance cover since our inception. Every year we cater to over 1,500 customers for their mortgage or insurance needs so that they can meet their financial goals.
We are consistently rated by the banks as being among the top mortgage brokers in terms of volume of loans approved and settled in a year. We were awarded as Mortgage Adviser of the Year 2015 by ANZ Bank & ASB Bank, Business & Commercial Adviser of Year 2013 by ANZ Bank. Besides this we have been rated as the top single mortgage broker in the country by “The NZ Mortgage Magazine” in 2014 and 2015.
Click here to read more in our Awards & Achievements section.