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    What you need to know about subdividing property

    What you need to know about subdividing property

    The process of subdivision explained These days, owning a large block of land in Auckland is like finding the pot of gold at the end of the rainbow. And if you’re not into farm animals and veggie gardening, then subdividing your property could be the way to go. While...
    Self-employed and ready to buy your first home?

    Self-employed and ready to buy your first home?

    Here’s how the banks will assess your income It’s not surprising New Zealand is often referred to as a nation of small businesses. We’re an entrepreneurial bunch, with a reported 400,000+ self-employed small businesses in New Zealand. Leaping into self-employment can...
    Low Deposit Loans for First Home Buyers

    Low Deposit Loans for First Home Buyers

    For the last decade, first-home buyers have worked under the assumption that they need a 20% deposit to get a mortgage. In a market where the average house price is over $500,000, this meant first-home buyers had to save for years to have a hope of getting into a...
    How first-home buyers can maximise their borrowing

    How first-home buyers can maximise their borrowing

    Ways to become more financially attractive to lenders Buying your first home is meant to be an exciting process, but it can also be daunting – and sometimes downright scary. If you’re in the market to purchase property, you likely need to borrow money to buy it. A...
    How tax changes will affect the self-employed

    How tax changes will affect the self-employed

    COVID-19 has caused disruption for almost everyone in some way – to put it mildly. For many self-employed people, that disruption will go on for a long time yet. During lockdown, income or contracts may have been lost, you may have applied for the wage subsidy or...