fbpx

    Phone consultation!
    Thank you for contacting Global Finance. One of our experienced advisors
    will contact you shortly.

    Blog

    Get your mortgage paid faster – even on a budget

    Get your mortgage paid faster – even on a budget

    For the first time in several years, house prices in New Zealand have started to plateau. Interest rates are on the rise too, so it’s not surprising that many homeowners are tightening their purse strings. You already know that the faster you get your home loan paid,...

    How much can house prices in New Zealand drop?

    How much can house prices in New Zealand drop?

    Due to inflation, higher mortgage rates, tougher lending rules and increased housing supply, house prices in New Zealand are falling. The question many are asking is how far will they fall and when will the decline stop? A bit of house price history Before we get to...

    How high can mortgage rates can go and until when?

    How high can mortgage rates can go and until when?

    Inflation basically means your dollar will not go as far today as it did yesterday. Inflation erodes purchasing power. Inflation can be especially tough for people on lower and fixed incomes. For the better off, inflation means cuts to discretionary expenditure....

    Life insurance – a price burden or a necessary expense?

    Life insurance – a price burden or a necessary expense?

    Life insurance tends to be one of those ‘adult’ things that people consider as they get older, but never know if they need it or not. Life is unpredictable and death unavoidable, but for some people, there’s more at stake. So, is life insurance a price burden or a...

    What Inflation Means for Home Loans

    What Inflation Means for Home Loans

    For years, the country’s housing market has been on a seemingly unstoppable upward trajectory, and despite initial predictions, the pandemic’s arrival arguably only added fuel to the fire. Now, with rising inflation, property owners and first-home buyers are starting...

    Ways to manage the burden of an increase in interest rates

    Ways to manage the burden of an increase in interest rates

    As much as we would like to be able to, there is precious little our team of mortgage brokers at Global Finance can do about rising interest rates. Working out ways to deal with increases in interest rates on your home mortgage, however, is something we can help you...

    To buy or to build a home: that is the question

    To buy or to build a home: that is the question

    When buying a home in New Zealand, there are lots of decisions you’ll need to make and possibly the most important is whether to buy a new home or buy an older one. The idea of a brand-new home with shiny new fixtures, lovely new flooring, great layout, heaps of...

    Is mortgage protection insurance right for you?

    Is mortgage protection insurance right for you?

    Alongside all the excitement that comes with purchasing a new home (especially for first-home buyers), there’s a long to-do list that needs ticking off. Taking out insurance is usually near the top, like house and contents insurance that gives homeowners protection...

    Property Investment Trends 2022

    Property Investment Trends 2022

    Property investment 2022: the housing market is on the move When it comes to property investment, things can change fast – and this year, we’re seeing that in real-time. Since late 2021, interest rates and inflation have been on the rise along with new lending rules,...

    Is it smart to refix your mortgage now?

    Is it smart to refix your mortgage now?

    More than 70% of mortgage terms are due to be refixed this year, but many homeowners are choosing to break early, switching their low fixed rate for a higher one. This may seem counterintuitive – why would you spend more before you have to? The short answer is...

    How has COVID-19 impacted life insurance?

    How has COVID-19 impacted life insurance?

    As of February 2022, the pandemic has caused more than 5.59 million deaths across the world. It’s also contributed to an increase in mortality rates and a decrease in life expectancy worldwide. As a result, the life insurance industry has paid out much more than its...

    The benefits of good financial advice

    The benefits of good financial advice

    Secure a home loan with a 10% deposit While it might look all doom and gloom for mortgage rates and lending requirements in the current economic climate, don’t throw buying your first home into the too-hard basket just yet. A bank’s appetite to lend depends on several...

    Not just a mortgage broker

    Not just a mortgage broker

    Sound financial advice with everything in-between I think it’s time to talk about the reasons a loan can differ and your experience in reaching your financial goals. It also matters incredibly from whom you seek financial advice. If you do your research, you will find...

    The Top 3 Life Insurance Mistakes to Avoid

    The Top 3 Life Insurance Mistakes to Avoid

    Throughout 2021, there were more than 90,000 additional insurance policies taken out in New Zealand, most likely triggered by the global pandemic. More people being protected is always a great thing but, alongside this positive new trend, there seems to be a common...