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Is property still a smart investment in NZ ?

Is property still a smart investment in NZ ?

Property has always been one of the most popular forms of investment for New Zealanders. Buying a house or unit to rent out seems to appeal to Kiwis, perhaps because it’s more tangible – and easier to understand than shares or term deposits. In the last few decades,...
Let’s talk about mortgage interest rates

Let’s talk about mortgage interest rates

What’s the impact of the Reserve Bank’s capital proposal? The Reserve Bank of New Zealand (RBNZ) – and interest rate predictions – have been hot topics since the end of May. Public submissions on RBNZ’s capital review proposal closed May 17, sparking a lot of debate...
Fixed rate vs revolving credit

Fixed rate vs revolving credit

How to cut your home-loan term in half As a homeowner, you’ll know getting a mortgage isn’t a set-and-forget deal. Depending on how your home loan is structured, you’ll more than likely review it every year or two. Perhaps you’re in a position now where you’re about...
EY Judges Ajay Kumar in Entrepreneur Awards

EY Judges Ajay Kumar in Entrepreneur Awards

The Ernst & Young Entrepreneur of the Year Awards also known as the EY Entrepreneur of the Year Awards for short all started originally in Milwaukee in 1986. These awards have now extended its reach to a wide range of countries totalling more than sixty which now...
How to pay off your mortgage faster? – Global Finance

How to pay off your mortgage faster? – Global Finance

Painless ways to pay down debt faster For most people the one debt that looms largest, and longest, is a mortgage. It’s likely to be set up for 30 years, a long time in anyone’s book, and will probably be the single biggest sum debited from your account every month....
Solving the Capital Reserving Requirements

Solving the Capital Reserving Requirements

There has been a lot of press regarding the RBNZ’s proposed capital reserving requirements for the banks. In short, the big 4 may have to move from an average of 10% to 16% of their asset book and while that does not seem a lot it will mean billions of capital that...