Phone consultation!

    Thank you for contacting Global Finance. One of our experienced advisors
    will contact you shortly.

    Choose the right home loan options

    Structure your mortgage the right way

    This is the most important step in the entire process.The structure of your loan will determine how long it will take you to completely repay your loan. This is also where you can compare the deals from various banks to see whether you’re getting the best deal available.

    During this stage, we assist you by:

    • Helping compare the deals from multiple banks to ensure you choose the bank which is giving you the lowest interest rate, maximum cash contribution, and greatest flexibility in loan structuring.
    • Advising how you should break your loan into fixed and floating. In addition we look at what proportion of your loan should be fixed, given the predicted interest rate movement. This helps you avoid paying unnecessary interest to the bank, which can then be used to help repay your loan faster.
    • Assess your current and future financial goals and situation to help you decide whether it pays to increase the loan instalments right from the start or pay a lump sum when the fixed portion of the loan comes to maturity.
    • Show you how quickly you could be able to repay your loan and how much you can potentially save in interest repayments that the bank would have otherwise taken over the course of a 30 year loan term.