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    Critical Illness and Trauma Insurance

    Make sure a serious illness or injury doesnโ€™t destroy your financial stability

    Trauma Insurance or Critical Illness insurance pays you a lump sum in case you become seriously ill or injured by a critical illness or injury thatโ€™s covered by the insurance policy. To be eligible to make a claim, you need to survive the illness or injury for a period of at least 14 days from the date of diagnosis or the injury occurring.

    Most insurance companies specify or cover 40-60 illnesses or injuries within Trauma Insurance. Some of the most common illnesses or injuries that are covered are:

    • Heart attack
    • Stroke
    • Cancer
    • Organ transplant
    • Loss of limbs
    • Loss of hearing, speech, or eyesight
    • Major diabetes requiring insulin
    • Arthritis

    Why take Trauma Insurance?

    In case you become critically ill or injured, trauma insurance is able to help you:

    • Eliminate or Reduce your debt
    • Offset lower levels of income for an income-earner when returning to work following a critical illness
    • Pay off medical bills in case you did not have medical insurance (please note: trauma Insurance is not a substitute for private medical or health insurance)
    • Creating cash for an emergency fund or cash reserve
    • Boosting retirement savings.

    How much Trauma Insurance do I need?

    When deciding on how much Trauma Insurance you can take, you need to strike the right balance between the financial situation you want your family to be in when you are recovering and the affordability of the premium.

    We generally recommend you should have a trauma cover equivalent to at least 1-2 years of your salary.

    Check what our clients say about us:

    Highly recommend GFS to everyone for mortgage and insurance needs. The staff is friendly, upfront and reliable. GFS provides regular market updates that are very valuable and easy to understand...
    Srikanth Anne
    Srikanth Anne
    04:06 01 May 18
    5 star service every time. Thanks to Ravi and team for sorting out my loan. Highly recommended AA+
    Info AP General Autos
    Info AP General Autos
    20:48 03 Apr 18
    Thank you to Ajayji & team at Global Financial Services for taking care of every need of my whole family. From mortgage, to refinancing, to purchasing, for insurance, advice and updates, etc. They are like a combo deal package- all in one. Their staff are well trained and very respectful. Every time, without a miss I get acknowledged by name and with a I smile. The service is beyond expectation. Cannot say enough about Global Finance.Save me more on interests, so that I can be mortgage free sooner.Thanks to Ajayji & Team.
    Bharat Fashions Ltd
    Bharat Fashions Ltd
    03:04 11 Dec 17
    Global Financial Services is one of the leading mortgage broker agency in New Zealand. I and my wife been there to re-fix our mortgage. We are 100% satisfied with their services specially customer service. Cheers
    Jimmi Morkel
    Jimmi Morkel
    10:22 02 Oct 17
    I have been with GFS for the past 16 years. They provide excellent services. Good luck for the future
    Tavinder Singh
    Tavinder Singh
    00:13 08 Sep 17
    Very good and friendly mortgage broker. Highly satisfied with their services
    Avtar Singh Cheema
    Avtar Singh Cheema
    04:00 31 Oct 17
    Been in touch with Ravi regarding Business Loans. They made all paper work very simple. I would like to rate them 5 out of 5. Global Financial Services is one of the leading mortgage broker agency in New Zealand. Keep you guys excellent work. Regards
    Ben William
    Ben William
    02:10 09 Nov 18
    I have a mortgage from 2010 and I always had it directly with the Bank. I always used to wonder. Why anyone would want to go to a Mortgage Broker? Now I clearly understand Why. After meeting Bharat Oberoi at Global Finance, it was very clear that Global Finance works for your benefit and will structure your loan based on your circumstances. Bharat was very patient, knowledgeable and sincerely worked out the loan structure based on my benefit. I strongly recommend you to meet Bharat @ Global Fiance and he will take care of you. Thanks,Vikas
    Vik John C
    Vik John C
    02:20 28 Nov 18
    I took advise for group life insurance policy. I love to say that Global Financial Services is one of leading insurance broker agency in New Zealand. According to my online research, I found that they are awarded top mortgage broker in Auckland, New Zealand.
    Anowar Hossain
    Anowar Hossain
    23:06 19 Dec 18
    Excellent and very friendly and prompt service.Best is they r always and always there to answer and help you.Always got the best deal available from Ajay bhai
    Jatin Shah
    Jatin Shah
    04:16 26 Jan 19
    Ajay ji and whole team of global finance have been providing us the wonderful support for our mortgage and insurance needs from years, a part from services they are very generous polite and great in the area of customer service and negotiating better deals
    resham lal
    resham lal
    02:59 26 Jan 19
    Highly professional and well experienced financial advisor. Many thanks to Ajay kumar at Global Finance
    Shveta Shah
    Shveta Shah
    05:11 26 Jan 19
    * Excellent customer Services.* Please call Global Financial Servicesโ€™s today for your stressfree Mortgage and Insurances services. * Very Efficient & friendly staff * Recommending everyone to try Global Financial Services.
    ravinesh dayal
    ravinesh dayal
    01:27 29 Jan 19
    Great Service by whole team of Global Finance. Very easy to deal with all the staff and specially Ajay ji..Thanks again to Global Finance Team for helping me in the Mortgage and Insurance services.
    Bhumika Chopra
    Bhumika Chopra
    02:18 04 May 19
    Good staff and service. Very happy with them. Thanks Aseem.
    Muhammad Waqas Asghar
    Muhammad Waqas Asghar
    03:43 16 May 19
    Very highly recommended, Global Finance makes impossible things to possible. They advised many ways to save money and interest. The successful person behind the scene is Ajay Kumar, the Director and I really thank Vegeesh and Vidhant for their 24x7 help. Ajay and his team helped me to approved 1.5 million loan with very good cash back. Well done boys and keep up your good work. God bless GF
    I am dealing with Global Finance for about 20 years. Always very helpful.Excellent team.Due to their efforts able to secure desired loan amount on excellent terms and conditions.Highly recommend.
    Gurwinder Kaur
    Gurwinder Kaur
    06:46 04 Jun 19
    Excellent services. We are dealing with them last 20 years. Highly recommended
    Ranjit Singh
    Ranjit Singh
    06:34 04 Jun 19
    Thanks so much global finance. I never thought I would be able to buy a house as m a single parent . But guys did a magic.. Thanks again tp parveer foe helping me and being so patience.... M so happy thanks again. Kamal singh
    S Singh
    S Singh
    23:10 09 Jun 19
    I would like to express my sincere appreciation to Global Finance Team for an excellent and exceptional job.Your personal attention to my needs will always be deeply appreciated. You answered every question I had with patience and knowledge. And in every way, you proved and showed to be professional, friendly, respectful, kind and polite. You certainly made my experience very pleasant.I found myself very comfortable in doing business with you. You always put my best interest your top priority.Thank you Ajay, Rajnesh and Uday. I am very grateful with all your help and assistance. You act so fast and with care. Thank you for always doing a wonderful job.More power to your company.
    Beth Palma
    Beth Palma
    09:56 14 Jun 19
    Best customer service and objection handling skills provided by Amit from Global Financial services Limited,we are happy with the information they share in details for insurance. Thank you Amit ๐Ÿ™‚
    Swetha Sharma
    Swetha Sharma
    00:59 28 Jun 19
    I have had a fantastic experience with the Henderson branch. Ravi and staff have always been very friendly and quick to respond. Highly recommend their service.
    Seema Mittal
    Seema Mittal
    23:20 13 Jul 19
    We had good experience with mortgage and unsurance discussion with Vikas, Ravi, Anuj and Rajnesh. Very helpful and Good asset for the company
    Jyotika Devi
    Jyotika Devi
    06:35 07 Feb 19
    Excellent service, quick and best interest rates.Thanks Global Finance and Vidhant
    Ravinder kumar
    Ravinder kumar
    03:20 13 Jul 19
    Very helpful team well done Ajay and the team You know what you doing is right the first time Awesome service ๐Ÿ˜Š
    Bimal Singh
    Bimal Singh
    14:59 10 Mar 17
    We have been with the global finance for 6 years. They helped us get a home loan when most banks had declined our application. They have kept in contact and went through a review when they thought we needed it. Well done. Awesone service.
    Jyotika Goundar
    Jyotika Goundar
    05:49 07 Mar 17
    Best customer service and understanding of client needs.
    Hemant Desh Bandhu
    Hemant Desh Bandhu
    04:05 26 Oct 19
    Great service again. Thanks Ajay & team. You have supported me immensely. God bless you.
    Chetan Shenoy
    Chetan Shenoy
    06:19 26 Oct 19
    Nilesh was very informative and had lot of knowledge about life insurance. We are very happy having review with him .Thanks Global finance for making it happen
    Rajani Shrestha Mulmi
    Rajani Shrestha Mulmi
    23:50 01 Nov 19
    Excellent advice and service by Nilesh
    Devanand Prasad
    Devanand Prasad
    01:01 02 Nov 19
    Excellent service.mr nilesh Gandhi was so helpful to me and explained everything in detail.im happy to be with global finance,they got almost all insurance benefits which I wanted under one company.thanks global finance.
    Shavnil Prasad
    Shavnil Prasad
    00:11 08 Nov 19
    Mr Ajay gave us very good advise on plan to build and invest in new making new house .Excellent service and we were fully guided and were fully satisfies and said our loan will be approved .A+ SERVICE
    john dutt
    john dutt
    02:45 12 Nov 19
    Awesome work done by the team in helping us refinance our mortgage into a lower interest rate. Highly recommend seeing Joang Johnson and Nilesh Gandhi.
    Rhadika Narayan
    Rhadika Narayan
    22:57 12 Nov 19
    Nilesh was very informative when explaining the insurance policy, he took his time out to see us at home . He is a very good asset to global finance. He gave us different option that could benefit us, the question I asked was very professionally explained to the term that we could understand keep up the good work you doing Nilesh. If Nilesh wouldn't have given me a call I wouldn't have reviewed my insurance and wouldn't have the option today that he gave us so all and all Nilesh is the man for insurance.
    Shailen Dutt
    Shailen Dutt
    07:10 12 Nov 19
    Very Happy with their services, always deliver what they promise, they keep it real. Thank you
    Ketan Sawant
    Ketan Sawant
    06:40 20 Nov 19
    We have been Ajay Ji of Global Financial Services in 2005. Ajay ji and team have helped us pay off our mortgage earlier than anticipated. Great service and kudos to the team. Feels great paying off the mortgage and live comfortably.
    Usha Ravishankar
    Usha Ravishankar
    07:21 25 Nov 19
    We have been with Ajay Ji of Global Finance since 2005. He customised a new mortgage plan for us, which reduced our time frame considerably, from 19 years to 14 years. Not only did we pay off our mortgage in less time but we also were able to save money and live comfortably without feeling a pinch in our pockets.Thank you,Ajay Ji and team
    Ravishankar Rao
    Ravishankar Rao
    07:11 25 Nov 19
    Global finance provides as excellent service that is second to none. They work with you from pre approval through to settlement and beyond. The staff have very good business acumen and they will try to get you the best outcomes as much as possible. I would especially like to mention Gajay for his prompt responses and help throughout the process. Highly recommended.
    Samitha Jayamaha
    Samitha Jayamaha
    03:43 26 Nov 19
    Very good service.Thanks you Ajay ji and the team.
    Harry Singh
    Harry Singh
    05:35 26 Nov 19
    Best service rendered. Loan will be completed early. They delivered what they said. Obtain very good interest rate from the bank. Very good repo and won many awards. Authentic office with more than 41 staff members.We are very much satisfied with Ajayji.
    Minit Patel
    Minit Patel
    05:26 27 Nov 19
    Global did the best job. I have to review my policy and found outthings were not done well. The advicer help us out and and sort things for us. My medical condition was not mentioned in my past policy. Thanks for the help Nilesh Gandhi.
    Moireen Lata
    Moireen Lata
    06:07 27 Nov 19
    Ajay has been extremely helpful with my mortgage and insurance queries. He has always met me at a short notice and satisfactorily answered all my questions. His team is super friendly and excel at customer service. I strongly recommend Global Finance for mortgage and insurance purposes.
    Brenda D
    Brenda D
    03:01 30 Nov 19
    Excellent customer service.Expert in making mortgage free sooner.My own house loan is mortgage free.Today reduced rental property loan term from 30 years to 13 years without increasing loan inststalment
    Rakesh Prasad
    Rakesh Prasad
    04:23 07 Dec 19
    Amazing team to deal with, great knowledge in providing mortgage and insurance. Restructuring mortgage to pay off quickly, best negotiated interest rates provided.
    rajnesh chand
    rajnesh chand
    04:53 10 Dec 19
    Thank you so much for your great help to our family that was wonderful and easy to manage without any cost .we are so happy about all the solutions and useful advice you gave us .wishing you all the best
    Yasamin Mansur
    Yasamin Mansur
    04:57 11 Dec 19
    Ajay and Nilesh and the whole team were outstanding in giving me the necessity information and options with regards to our mortgage and insurance. Highly recommended
    rakesh jattan
    rakesh jattan
    02:37 14 Dec 19
    Global Finance always gave me best advice in my best interest . I always able to get adequate loan as per my needs but pay only that much interest which is minimum
    Omkar
    Omkar
    03:08 19 Dec 19
    Global Finance is the top financial services out of many we used for our financial needs. The quality of their service is hardly any other company can match, even banks.They understood our needs and get the loan approval with great efforts put into our case. I will highly recommend them for your needs to have the best services, loan structure and best interest rates.
    Thakur Saini
    Thakur Saini
    05:28 19 Dec 19
    Global finance has helped us achieve our second home. We never thought we would get our second home in such a short time.The GF team has helped us in achieving our second home and helping us though the process. Really appreciate Abhey singh and his team from henderson branch.Thank you from Preetham and Su to GF henderson team
    Suhasini Gangam
    Suhasini Gangam
    10:31 08 Sep 19
    Hi...I would like to pass on my sincere thanks to Global Finance and specially to DINESH who is a part of the team and helped me to get me on the property ladder finally. This is something a dream came true. This is my first time I have dealt with him and I must say he is a genius in his field of giving advise about mortgage specially. Not only he kept me in the loop during all the process but also gave me some valuable advice time to time regarding mortgages till my mortgage got approved and took out some way to secure out the mortgage which helped me alot. He is such a tremendous person,always smiling and ready to help by going extra mile. Only I know how much I disturbed him during all the process but he was always there to help me and clear my doubts. So if anyone out there looking to buy their first home or want to add up more properties in their portfolio just pick up the phone and ring DINESH. He is a gem of person to talk with and I must say a valuable asset to the GFS team..Thank you very much Dinesh...๐Ÿ™‚๐Ÿ™‚๐Ÿ™‚๐Ÿ™‚๐Ÿ™‚๐Ÿ™‚
    sanjeev sharma
    sanjeev sharma
    12:04 09 Jul 17
    Poor service, still waiting for a call back or reply through email. Its been more than 2 months and all I want to know whether you can get my loan approved or not.
    Vijay Shrivastava
    Vijay Shrivastava
    04:15 06 Dec 18
    Poor service, after looking at my documents I was told that its an easy case for us and can be done. However, I have not got any reply since then, time wasters. All I m waiting from them is to say that its not their cup of tea and we were wrong.
    Abigail
    Abigail
    01:49 17 Dec 18