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Critical Illness and Trauma Insurance

Make sure a serious illness or injury doesn’t destroy your financial stability

Trauma Insurance or Critical Illness insurance pays you a lump sum in case you become seriously ill or injured by a critical illness or injury that’s covered by the insurance policy. To be eligible to make a claim, you need to survive the illness or injury for a period of at least 14 days from the date of diagnosis or the injury occurring.

Most insurance companies specify or cover 40-60 illnesses or injuries within Trauma Insurance. Some of the most common illnesses or injuries that are covered are:

  • Heart attack
  • Stroke
  • Cancer
  • Organ transplant
  • Loss of limbs
  • Loss of hearing, speech, or eyesight
  • Major diabetes requiring insulin
  • Arthritis

Why take Trauma Insurance?

In case you become critically ill or injured, trauma insurance is able to help you:

  • Eliminate or Reduce your debt
  • Offset lower levels of income for an income-earner when returning to work following a critical illness
  • Pay off medical bills in case you did not have medical insurance (please note: trauma Insurance is not a substitute for private medical or health insurance)
  • Creating cash for an emergency fund or cash reserve
  • Boosting retirement savings.

How much Trauma Insurance do I need?

When deciding on how much Trauma Insurance you can take, you need to strike the right balance between the financial situation you want your family to be in when you are recovering and the affordability of the premium.

We generally recommend you should have a trauma cover equivalent to at least 1-2 years of your salary.

Check what our clients say about us:

Highly recommend GFS to everyone for mortgage and insurance needs. The staff is friendly, upfront and reliable. GFS provides regular market updates that are very valuable and easy to understand...
Srikanth Anne
Srikanth Anne
04:06 01 May 18
5 star service every time. Thanks to Ravi and team for sorting out my loan. Highly recommended AA+
Info AP General Autos
Info AP General Autos
20:48 03 Apr 18
Thank you to Ajayji & team at Global Financial Services for taking care of every need of my whole family. From mortgage, to refinancing, to purchasing, for insurance, advice and updates, etc. They are like a combo deal package- all in one. Their staff are well trained and very respectful. Every time, without a miss I get acknowledged by name and with a I smile. The service is beyond expectation. Cannot say enough about Global Finance.Save me more on interests, so that I can be mortgage free sooner.Thanks to Ajayji & Team.
Bharat Fashions Ltd
Bharat Fashions Ltd
03:04 11 Dec 17
Global Financial Services is one of the leading mortgage broker agency in New Zealand. I and my wife been there to re-fix our mortgage. We are 100% satisfied with their services specially customer service. Cheers
Jimmi Morkel
Jimmi Morkel
10:22 02 Oct 17
I have been with GFS for the past 16 years. They provide excellent services. Good luck for the future
Tavinder Singh
Tavinder Singh
00:13 08 Sep 17
Very good and friendly mortgage broker. Highly satisfied with their services
Avtar Singh Cheema
Avtar Singh Cheema
04:00 31 Oct 17
Been in touch with Ravi regarding Business Loans. They made all paper work very simple. I would like to rate them 5 out of 5. Global Financial Services is one of the leading mortgage broker agency in New Zealand. Keep you guys excellent work. Regards
Ben William
Ben William
02:10 09 Nov 18
I have a mortgage from 2010 and I always had it directly with the Bank. I always used to wonder. Why anyone would want to go to a Mortgage Broker? Now I clearly understand Why. After meeting Bharat Oberoi at Global Finance, it was very clear that Global Finance works for your benefit and will structure your loan based on your circumstances. Bharat was very patient, knowledgeable and sincerely worked out the loan structure based on my benefit. I strongly recommend you to meet Bharat @ Global Fiance and he will take care of you. Thanks,Vikas
Vik John C
Vik John C
02:20 28 Nov 18
I took advise for group life insurance policy. I love to say that Global Financial Services is one of leading insurance broker agency in New Zealand. According to my online research, I found that they are awarded top mortgage broker in Auckland, New Zealand.
Anowar Hossain
Anowar Hossain
23:06 19 Dec 18
Excellent and very friendly and prompt service.Best is they r always and always there to answer and help you.Always got the best deal available from Ajay bhai
Jatin Shah
Jatin Shah
04:16 26 Jan 19
Ajay ji and whole team of global finance have been providing us the wonderful support for our mortgage and insurance needs from years, a part from services they are very generous polite and great in the area of customer service and negotiating better deals
resham lal
resham lal
02:59 26 Jan 19
Highly professional and well experienced financial advisor. Many thanks to Ajay kumar at Global Finance
Shveta Shah
Shveta Shah
05:11 26 Jan 19
* Excellent customer Services.* Please call Global Financial Services’s today for your stressfree Mortgage and Insurances services. * Very Efficient & friendly staff * Recommending everyone to try Global Financial Services.
ravinesh dayal
ravinesh dayal
01:27 29 Jan 19
Great Service by whole team of Global Finance. Very easy to deal with all the staff and specially Ajay ji..Thanks again to Global Finance Team for helping me in the Mortgage and Insurance services.
Bhumika Chopra
Bhumika Chopra
02:18 04 May 19
Good staff and service. Very happy with them. Thanks Aseem.
Muhammad Waqas Asghar
Muhammad Waqas Asghar
03:43 16 May 19
Very highly recommended, Global Finance makes impossible things to possible. They advised many ways to save money and interest. The successful person behind the scene is Ajay Kumar, the Director and I really thank Vegeesh and Vidhant for their 24x7 help. Ajay and his team helped me to approved 1.5 million loan with very good cash back. Well done boys and keep up your good work. God bless GF
Thavanayagam Gnanavinthan
Thavanayagam Gnanavinthan
03:10 27 May 19
I am dealing with Global Finance for about 20 years. Always very helpful.Excellent team.Due to their efforts able to secure desired loan amount on excellent terms and conditions.Highly recommend.
Gurwinder Kaur
Gurwinder Kaur
06:46 04 Jun 19
Excellent services. We are dealing with them last 20 years. Highly recommended
Ranjit Singh
Ranjit Singh
06:34 04 Jun 19
Thanks so much global finance. I never thought I would be able to buy a house as m a single parent . But guys did a magic.. Thanks again tp parveer foe helping me and being so patience.... M so happy thanks again. Kamal singh
S Singh
S Singh
23:10 09 Jun 19
I would like to express my sincere appreciation to Global Finance Team for an excellent and exceptional job.Your personal attention to my needs will always be deeply appreciated. You answered every question I had with patience and knowledge. And in every way, you proved and showed to be professional, friendly, respectful, kind and polite. You certainly made my experience very pleasant.I found myself very comfortable in doing business with you. You always put my best interest your top priority.Thank you Ajay, Rajnesh and Uday. I am very grateful with all your help and assistance. You act so fast and with care. Thank you for always doing a wonderful job.More power to your company.
Beth Palma
Beth Palma
09:56 14 Jun 19
Best customer service and objection handling skills provided by Amit from Global Financial services Limited,we are happy with the information they share in details for insurance. Thank you Amit 🙂
Swetha Sharma
Swetha Sharma
00:59 28 Jun 19
I have had a fantastic experience with the Henderson branch. Ravi and staff have always been very friendly and quick to respond. Highly recommend their service.
Seema Mittal
Seema Mittal
23:20 13 Jul 19
We had good experience with mortgage and unsurance discussion with Vikas, Ravi, Anuj and Rajnesh. Very helpful and Good asset for the company
Jyotika Devi
Jyotika Devi
06:35 07 Feb 19
Excellent service, quick and best interest rates.Thanks Global Finance and Vidhant
Ravinder kumar
Ravinder kumar
03:20 13 Jul 19
Very helpful team well done Ajay and the team You know what you doing is right the first time Awesome service 😊
Bimal Singh
Bimal Singh
14:59 10 Mar 17
We have been with the global finance for 6 years. They helped us get a home loan when most banks had declined our application. They have kept in contact and went through a review when they thought we needed it. Well done. Awesone service.
Jyotika Goundar
Jyotika Goundar
05:49 07 Mar 17
Best customer service and understanding of client needs.
Hemant Desh Bandhu
Hemant Desh Bandhu
04:05 26 Oct 19
Great service again. Thanks Ajay & team. You have supported me immensely. God bless you.
Chetan Shenoy
Chetan Shenoy
06:19 26 Oct 19
Nilesh was very informative and had lot of knowledge about life insurance. We are very happy having review with him .Thanks Global finance for making it happen
Rajani Shrestha Mulmi
Rajani Shrestha Mulmi
23:50 01 Nov 19
Excellent advice and service by Nilesh
Devanand Prasad
Devanand Prasad
01:01 02 Nov 19
Excellent service.mr nilesh Gandhi was so helpful to me and explained everything in detail.im happy to be with global finance,they got almost all insurance benefits which I wanted under one company.thanks global finance.
Shavnil Prasad
Shavnil Prasad
00:11 08 Nov 19
Mr Ajay gave us very good advise on plan to build and invest in new making new house .Excellent service and we were fully guided and were fully satisfies and said our loan will be approved .A+ SERVICE
john dutt
john dutt
02:45 12 Nov 19
Awesome work done by the team in helping us refinance our mortgage into a lower interest rate. Highly recommend seeing Joang Johnson and Nilesh Gandhi.
Rhadika Narayan
Rhadika Narayan
22:57 12 Nov 19
Nilesh was very informative when explaining the insurance policy, he took his time out to see us at home . He is a very good asset to global finance. He gave us different option that could benefit us, the question I asked was very professionally explained to the term that we could understand keep up the good work you doing Nilesh. If Nilesh wouldn't have given me a call I wouldn't have reviewed my insurance and wouldn't have the option today that he gave us so all and all Nilesh is the man for insurance.
Shailen Dutt
Shailen Dutt
07:10 12 Nov 19
Global finance has helped us achieve our second home. We never thought we would get our second home in such a short time.The GF team has helped us in achieving our second home and helping us though the process. Really appreciate Abhey singh and his team from henderson branch.Thank you from Preetham and Su to GF henderson team
Suhasini Gangam
Suhasini Gangam
10:31 08 Sep 19
Hi...I would like to pass on my sincere thanks to Global Finance and specially to DINESH who is a part of the team and helped me to get me on the property ladder finally. This is something a dream came true. This is my first time I have dealt with him and I must say he is a genius in his field of giving advise about mortgage specially. Not only he kept me in the loop during all the process but also gave me some valuable advice time to time regarding mortgages till my mortgage got approved and took out some way to secure out the mortgage which helped me alot. He is such a tremendous person,always smiling and ready to help by going extra mile. Only I know how much I disturbed him during all the process but he was always there to help me and clear my doubts. So if anyone out there looking to buy their first home or want to add up more properties in their portfolio just pick up the phone and ring DINESH. He is a gem of person to talk with and I must say a valuable asset to the GFS team..Thank you very much Dinesh...🙂🙂🙂🙂🙂🙂
sanjeev sharma
sanjeev sharma
12:04 09 Jul 17
Poor service, still waiting for a call back or reply through email. Its been more than 2 months and all I want to know whether you can get my loan approved or not.
Vijay Shrivastava
Vijay Shrivastava
04:15 06 Dec 18
Poor service, after looking at my documents I was told that its an easy case for us and can be done. However, I have not got any reply since then, time wasters. All I m waiting from them is to say that its not their cup of tea and we were wrong.
Abigail
Abigail
01:49 17 Dec 18
I will not recommend Global Finance team at all. They wasted my 3 months precious team in getting the home loan through. At last they didn't reply. I went to see another Broker & they helped me & got my home loan through in a week. Stay away from Global Finance & Ajay Team. Thanks for wasting my 3 months of time where I could've bought my 1st home last year.
Vijendra Goundar
Vijendra Goundar
04:22 25 Jan 19