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    Costs are on the rise – what’s the plan?

    Costs are on the rise – what’s the plan?

    10 ways to manage your life and your mortgage right now With interest rates soaring, mortgage repayments are about to get much more expensive for many New Zealanders – particularly those who bought property during the boom of the last two years and fix their loan for...
    What’s the deal between interest rates & cashbacks?

    What’s the deal between interest rates & cashbacks?

    Cashbacks, cash contributions, cash rewards, cash, cash incentives or first home bonuses: these all sound wonderful but as always, caveat emptor “let the buyer beware.” A cash reward is nice to have, but it’s not the sole basis on which to choose a lender. None of us...
    Should I break my home loan now and refix early?

    Should I break my home loan now and refix early?

    As recent history has very clearly shown us when it comes to mortgages and interest rates, predicting the future is very tricky. On top of this, many of us find thinking about our mortgage changes, rollovers and refixes just headache-making. Many of us prefer to not...
    Is life insurance really worth the money?

    Is life insurance really worth the money?

    The potential payout far outweighs the cost For most New Zealanders, creating a safety net for those unexpected emergencies is high on the priority list. But with competing financial demands, it can be hard to know where to put your money to get the best out of it....