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    Time to get a mortgage check-up?

    Time to get a mortgage check-up?

    Paying too much interest? Checking in at the doctors for your annual check-up never usually goes amiss, but what about your finances? Most people each year don’t seem to have a problem checking in with their local GP when it comes to their health, but what about their...
    How to finance property development

    How to finance property development

    Finance options for those looking to grow their portfolio You’ve made it onto the property ladder, and now you’re ready to sink your teeth into your next housing project. Property investment or development is a natural progression for homeowners looking to grow their...
    Is buying your first home post-election a good idea?

    Is buying your first home post-election a good idea?

    There’s nothing quite like purchasing your first home. The wave of euphoria that hits you when you’re handed the keys for the first time is a real pinch-me moment for many New Zealanders. But one of the many questions first-home buyers ask is, “When is the right time...
    Owner-occupied vs investment property lending

    Owner-occupied vs investment property lending

    What borrowers need to know You probably already know that there are different types of home loans, with varying terms, conditions and interest rates. However, the most important distinction, the one factor that will determine the affordability of your mortgage, is...
    What you need to know about subdividing property

    What you need to know about subdividing property

    The process of subdivision explained These days, owning a large block of land in Auckland is like finding the pot of gold at the end of the rainbow. And if you’re not into farm animals and veggie gardening, then subdividing your property could be the way to go. While...
    Self-employed and ready to buy your first home?

    Self-employed and ready to buy your first home?

    Here’s how the banks will assess your income It’s not surprising New Zealand is often referred to as a nation of small businesses. We’re an entrepreneurial bunch, with a reported 400,000+ self-employed small businesses in New Zealand. Leaping into self-employment can...