“The main thing is the timing and a better deal. A better deal in the sense it saves time, fulfil your expectations and they deliver what they promise”
We know there is a lot of misinformation out there when it comes to purchasing your first home and getting a mortgage or getting on the property investment ladder, but we can make it a whole lot easier. Being in the game for over 20 years we have faced almost every lending situation, oh and a fair share of awards under our belt including Mortgage brokerage of the year for 2021.
We have the expertise to show you an easier way to pay off your loan, a comfortable way that ensures your financial needs are met every step of the way.
When looking to get a new mortgage make that first point of contact a broker namely Global Finance
Convenience
Many mortgage brokers are experienced and have dealt with a wide range of scenarios depending on the broker and in some cases a very long time. If a situation has come about, they would have seen that problem solved before. Finding solutions is what good Mortgage brokers do. They know the market, they know the interest rates, they know what banking regulations have changed they are up to date and in the know. If a bank has said no, they can help you navigate your way to getting the right solution for your unique circumstance. Brokers can help if you want to shop around without the hassle of contacting multiple lenders on your own. Not only do you have access to a wide range of lenders. There may also be a higher chance that your loan will be approved because a mortgage broker can deal with multiple banks and non-banks with your permission which increases your chances of success.
Global finance for instance also has the benefit of having multiple physical branches, meaning less commute, meaning less hassle and more time spent getting the results you want. They have three branches in the Auckland region, Manukau, Airport Oaks, and Henderson alongside a branch in Tauranga.
Situation
Brokers can help you put your loan application together. They might also be able to get a better deal than if you went direct. No personal financial circumstances are the same therefore your loan shouldn’t be either. Every loan is different, every customer is different, every situation is different. Your loan should reflect that also. Depending on your timeframe and what stage you are at with your finances, a good mortgage broker will weigh up your options and put likely scenarios in front of you to help come up with the best strategy and help you make better informed financial decisions.
Time
A one-stop shop for the best rates and, ultimately, approval for a mortgage. And consumers won’t have multiple hits to their credit reports since they only have to visit one person to secure the best loan possible. When time is of the essence it pays to work with a mortgage broker who is reliable and gets the results you want, acts professionally and on point. By finding out the best on offer from a range of lenders it means you don’t have to make individual banking appointments yourself of course this is also relative to your needs.
Money
One of the most important parts is ultimately saving you money. Sometimes a generic banking loan doesn’t always fit the mould for everyone, hence the need for a plan that is directly focussed on your individual needs. Shaving years off your loan is a massive gain. A saving on interest is a saving you can better use to allocate your funds elsewhere to other ventures. The Mortgage Genius Plan From Global Finance is a plan that does just that. It is designed to save you thousand of dollars in interest and getting you in a vastly stronger position financially. As your life circumstances change so does your available finance and that is why it pays to get good advice around budgeting and mortgage management. Getting the quickest way to pay off that mortgage gives you a huge head start.
Advice
You might think that someone hasn’t been in your situation before but being as experienced as we are, we have probably seen that situation previously. Knowledge is king and we are in a great position to be able to work with you and give you quality advice from structuring your loan, building your deposit, purchasing your first investment property, and helping you navigate your way through insurances. This way it also gives you more choice and peace of mind knowing you are in good hands. When looking to get a mortgage they can look at your options from a range of different lenders as well as highlighting the likes of KiwiSaver withdrawals as well as other grants if you qualify for them.
Mortgage Genius Plan
Global Finance has the luxury to be able to also offer its unique financial plan as well, Mortgage Genius Plan is a smarter way to manage your loan and is designed to save you time and money without increasing your loan instalments as well as providing you financial freedom to chase those financial goals.
Looking to get your first home, property investment, refinance your loan or ask about how the Mortgage Genius Plan can help, talk to the experienced Mortgage team at Global Finance they can recommend the perfect options for your unique circumstances. Call Global Finance today! 09 255 5500