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Interest rates can be confusing – but worth figuring out. Securing the right one can help you save thousands of dollars long-term, so it’s important to understand your options and know which will best suit you. But how do you decide on fixed, floating or a mix of...

While your first home will always hold a special place in your heart, it may no longer be what you and your family need today. You might require an extra bedroom for your growing brood, more land for a vegetable patch or you might be moving suburbs altogether....

Home renovations are so popular in New Zealand they could almost be considered a national sport. Whether it’s a brand-new kitchen or a full-house transformation, breathing new life into out-dated rooms can add more than a few dollars to the value of your home. But,...

Data shows zoning drives house prices higher Many factors influence property values – some are more obvious than others. There’s location, like a beachfront property or proximity to certain amenities, or the overall size of the land and house. In Auckland, generally,...

People often buy life insurance when they get a mortgage or have kids. While these are good reasons to take out a policy, life insurance can be a useful tool well before then. It’s one of the best ways to shield your family from financial burden should they have to...

Global Finance taking you through the changes A massive overhaul of the New Zealand housing market sector makes way for an astronomical shake up. The whole idea behind the changes are to reduce competition from investors who have cash on hand, keen to soak up sought...

Pre-auction offers and winning bid strategies For some people, it takes years of searching to find the perfect property. When they do, there’s nothing they want more than to move in right there and then. It’s easy to get caught up in the moment – until you realise...

Here are 5 reasons why now might be the best time When COVID-19 first hit our shores, the first thought in many homeowners’ minds was paying their mortgage. By the end of 2020, most of us had spent more time at home than ever before. While the world has changed...

“The main thing is the timing and a better deal. A better deal in the sense it saves time, fulfil your expectations and they deliver what they promise” We know there is a lot of misinformation out there when it comes to purchasing your first home and getting a...

No matter how wide you search or how many open homes you visit, you just can’t seem to find the perfect house. So, you’ve decided that a house and land package is more your style. If this is the case, it’s only a matter of time before you’ll come across the term...

Global finance helping you navigate through the tenancy changes Royal Assent on 11th August 2020 made way for changes to the Residential Tenancies Amendment Act 2020. This reform looks to modernise and bring New Zealand up to speed in terms of aligning the present-day...

What’s involved: who pays what and when Many people dream of building their own home, but it can involve a lot of hard work. There’s finding the land, drawing up the plans and managing the build. Coupled with the uncertainty of unforeseen issues and sometimes budget...

Getting on the ladder with a little extra help Getting a house deposit ready is no easy feat. Which is why it pays to get good advice and a little bit of an extra helping hand. Not everyone knows that there are a few additional ways to help you get over the line in...

You’ve been saving like crazy and now you’re ready to start house-hunting. While it’s tempting to jump straight in, spending your weekends at open homes and bidding at auctions, having pre-approval will put you in a far better negotiating position when you discover...

Life gets busy and things can happen quickly. You may need a new car, want to consolidate your debts, or have to renovate your bathroom because of a burst water pipe. At times like these, you might need to borrow money to achieve your financial goals. You’ve been...

As the world grapples with COVID-19, interest rates are dropping. While this might not have an immediate effect on some, a low-rate environment presents an opportunity for homeowners who are already paying off a mortgage. One of the most exciting financial milestones...

Losing a loved one can be a harrowing experience. Loss of income and financial hardship are generally the last things on your mind. We don’t like to think about death and dying – and it’s one reason why many New Zealanders postpone taking out a life insurance policy....

Paying too much in premiums? Everyone seems to be selling you an insurance policy these days, but have they ever gone through a solid approach with you to get the very best terms from your policy. Making sure you get a policy that has the right terms and conditions...