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    Review insurances as your life changes

    Review insurances as your life changes

    Insurance isn’t set-and-forget. As your life changes, the type of cover you need is going to change too. For example, your needs as a young family are going to be very different from when you’re retired. So it’s important to check regularly to make sure you’re getting...
    Renovation loan or pay down your mortgage?

    Renovation loan or pay down your mortgage?

    The idea of a fresh home renovation is dreamy. So is the thought of paying a chunk off your mortgage and getting a little closer to debt freedom. If you’ve found yourself with a bit of extra cash, these scenarios could be on your mind. Both are great options, and both...
    Rising mortgage interest rates and how to cope

    Rising mortgage interest rates and how to cope

    Economists and financial analysts are predicting at least an extra 1.5 per cent increase to many New Zealand mortgage interest rates, and that greater rises will soon follow. 1.5 per cent? That’s not much at all. Not an issue. It’s doubling your money Well, actually...
    Revolving credit vs floating mortgage

    Revolving credit vs floating mortgage

    Home loans can be confusing. Between mortgage rates, loan terms and repayment plans, there’s a lot to get your head around. If you own your home, you’re probably familiar with a fixed mortgage – over 80% of mortgages in New Zealand are fixed. But what’s the deal with...