Blog

Today’s property market is a rat race – competitive, stressful and getting more expensive by the minute. If you’re desperate to get on the property ladder, it’s understandable that a mortgagee sale – which likely comes with a lower price tag – may sound appealing....

There has been much in the media recently around changes to the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Much has been said on how the changes due to come into play will make it increasingly difficult for first home buyers and borrowers aged over 50, in...

Buying a home isn’t as easy as it once was. Now, you need a lot of patience, a lot of perseverance and a big deposit. If you’ve been saving for a deposit for years, it’s disheartening to see house prices go up by the day. But it’s not all bad news – we have great...

Insurance isn’t set-and-forget. As your life changes, the type of cover you need is going to change too. For example, your needs as a young family are going to be very different from when you’re retired. So it’s important to check regularly to make sure you’re getting...

The idea of a fresh home renovation is dreamy. So is the thought of paying a chunk off your mortgage and getting a little closer to debt freedom. If you’ve found yourself with a bit of extra cash, these scenarios could be on your mind. Both are great options, and both...

What is buying insurance online and how does that compare to through an adviser? Simply put this is when you take up your new insurance policy online, but it carries a lot of drawbacks. Buying insurance online looks attractive on the surface in terms of premium...

Economists and financial analysts are predicting at least an extra 1.5 per cent increase to many New Zealand mortgage interest rates, and that greater rises will soon follow. 1.5 per cent? That’s not much at all. Not an issue. It’s doubling your money Well, actually...

Home loans can be confusing. Between mortgage rates, loan terms and repayment plans, there’s a lot to get your head around. If you own your home, you’re probably familiar with a fixed mortgage – over 80% of mortgages in New Zealand are fixed. But what’s the deal with...

Breaking it down as simple as can be – 8 handy tips from Global Finance With Global Finance we want to make dealing with Mortgages and Insurances in your financial lives smooth sailing so we want to break down these key important messages for you so we can really tick...

Buying a home means taking on big debt and for most people, that’s not an issue. Before you bought your house, you’ll have made sure you can afford your mortgage repayments over the next few decades. But you can’t predict the future. If you’re suddenly unable to work,...

Borrowing money to buy a business Sometimes, you need to take a step back to get ahead. Taking out a loan to buy a new business is a big financial commitment, but the long-term reward could be far-reaching. And unless you’ve won the lottery or have strong financial...

Here’s what you need to know With the current housing market changes taking shape as of 27th March 2021 it might pay for buyers to start looking at new builds particularly in our regional spaces. New builds you might ask. Well there are some key advantages to...

Here’s what you need to know It’s all in the details – What is changing? With the current housing market changes having taken shape as of 27th March 2021, the ripple effect has continued with some lenders shaking up the way they assess apartments now as well. With a...

We often avoid talking about illness. It’s a scary thought – being diagnosed with an illness, unable to work and the effect on our wealth, lifestyle and family. But it’s important to think about and if you do, you’ll be better prepared if illness does strike. If...

Whether it’s a family home or an investment, there’s a lot to consider when committing to a new property. With interest rates plummeting and the property market booming, you may be tempted to invest or upgrade. Whatever your intention, there’s a lot to think about...

There’s no one-size-fits-all when it comes to a mortgage. Different mortgage options suit people at different stages of their lives – what makes sense when you’re a young family on a single income will be different from when you’re 65. As your life changes, it’s a...

Alongside the emotional impact of COVID-19, we’re likely to see far-reaching financial fallout. A turbulent economy and uncertain financial forecast have left many Kiwis unsure of what to do about their mortgages. But with interest loans at an astonishingly low rate,...

Confined to our (admittedly beautiful) country, and with house prices growing exponentially, improving our homes makes more sense than ever. Whether it’s a new kitchen, a swimming pool or an outdoor entertainment area, there’s no better time to begin a renovation...