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    Understanding Life insurance premiums

    Understanding Life insurance premiums

    Why premiums rise as you age – and what to do about it Life insurance can be frustrating. You pay your premiums for years even though you hopefully won’t need insurance for a long while, and when it does pay out, you’re not around to see the benefit. Worse, most life...
    Remortgage NZ – Another look at your home loan

    Remortgage NZ – Another look at your home loan

    Making changes to suit your life When you sign the papers for your first mortgage, it feels as if you’re committing to your lender for the next thirty – or more – years. But that’s not always the case. While many people stay with their original lender for the term of...
    Sorting things out after a marriage separation

    Sorting things out after a marriage separation

    What happens to your mortgage when you split? Separating from a partner or spouse is always painful. If you own joint property and have a mortgage, it can be even more complicated. Sorting out who will stay in the family home, who will pay the mortgage, and what will...
    Small Business loans? Do you really need one?

    Small Business loans? Do you really need one?

    How much should you borrow? If you’re running a business and you’ve reached a barrier – a chance to grow that requires capital, or a severe dip in your profits that needs a bail-out – you may feel you need to take out a loan. Before you rush off to the bank, stop and...
    Mortgage Advisor – Setting the pace

    Mortgage Advisor – Setting the pace

    As the current OCR rates have changed and lowered to the new-found rate of 1.00 % as at 7th August 2019. What can this mean for you as a customer and your pocket? As people become more and more digitally savvy there comes a point where financial meets digital. People...